Score more customers with data you can trust.
TaleFin turns raw bank and bureau data into faster, safer, transparent, automated credit decisions, so you approve more good customers and grow, without the friction of legacy infrastructure.
Built for your part of the credit journey.
Consumer credit providers
Approve more good customers and lower arrears.
ExploreCommercial credit providers
Assess business borrowers with confidence.
ExploreBrokers & lead generators
Qualify and sell higher-value leads.
ExplorePersonal finance apps
Embed bank data and scores in your product.
ExploreLegacy credit reporting has a trust problem.
For too long, lenders have made credit decisions based on data that is incomplete, inconsistent, and slow to arrive. The result is good customers declined, bad risk approved, and growth left on the table. Here's what's holding the old model back.
Poor data quality
Coarse categorisation and missing context reduce confidence in every downstream decision.
Data you can trust
Sharper categorisation and richer context behind every decision.
Unreliable connections
Dropped bank links and outages create operational risk, delays and inconsistent customer journeys.
Always-on retrieval
Market-leading uptime, with no long-term bank disconnections.
Cost that outpaces value
Legacy pricing rarely reflects the depth or flexibility of the insight actually delivered.
Priced to value
Flexible pricing that reflects the depth actually delivered.
Inflexible by design
Rigid bureau frameworks make it hard to tailor decisioning, workflows or integrations to your business.
Built around you
Tailor decisioning, workflows and integrations to how you work.
Only half the picture
Thin bureau files tell only part of the story, so good customers get declined on incomplete information.
A fuller picture
Comprehensive-grade insight on every applicant, without the heavy process and onboarding.
Shallow insights
Surface-level signals produce less actionable intelligence for underwriting and risk assessment.
Decision-ready depth
Clear scores and signals for sharper underwriting.
Hover or tap a card to see how TaleFin fixes it.
We have rebuilt your insights layer from the ground up.
TaleFin combines high-quality bank and bureau data with sharper categorisation, more accurate metrics, and reliable connectivity, then turns it into a decision-ready score with clear signals. This delivers you more confident approvals, lower arrears, and automation that you can trust.
One fully integrated platform for CDR and crawlers.
Australia's bank data market runs on two pathways: regulated CDR sharing and customer permissioned web crawlers. Most providers pick one while TaleFin runs both. This provides you with the broadest coverage and the most reliable retrieval from a single integration.
- API access across both crawler and CDR data pathways.
- Market-leading reliability with no long-term bank disconnections.
- Access to more institutions to automate more of your credit decisions.
- One integration, less engineering effort, faster time to value.
Approve more good customers with a fuller credit picture.
See how an applicant really manages their money, not just a thin bureau file. TaleFin's Smart Score Pro™ combines bank statement behaviour with bureau data, so you can approve more good customers, including those a traditional credit file would miss, without the process and onboarding overhead that usually comes with comprehensive reporting.
- A clearer, more decision-ready view of creditworthiness.
- Score-based auto-approval and auto-decline for faster, consistent outcomes.
- Flexible delivery that adapts to your products and segments.
- A/B testing and bespoke journeys to optimise every decision flow.
Secure and compliant. Then we go further.
Compliance isn't a checkbox for us, it's the foundation. We hold the certifications enterprise buyers expect, with no carve-outs, and then build fairness and transparency into the products themselves.
Certified across the business
Beyond compliance: fair by design
- No penalties for shopping around: we don't count multiple enquiries against a consumer.
- Nuanced variables, not blunt proxies like postcodes that discriminate by segment.
- Transparent scoring built on financially productive and destructive behaviours.
- Designed to support compliance in day-to-day credit operations, and to reduce AFCA complaints.