Is your current bureau having a lend of you?
Are legacy credit bureaus limiting your growth?
Transform your credit decisions with intelligent automation and scale.
Maximise conversions while minimising acquisition costs.
Thin files are a thing of the past with TaleFin's credit scores that accurately predict performance for all customers.
Is your current bureau having a lend of you?
Are legacy credit bureaus limiting your growth?
Transform your credit decisions with intelligent automation and scale.
Maximise conversions while minimising acquisition costs.
Thin files? No problem! TaleFin's credit scores accurately predict performance for all customers.
Make fast and accurate credit decisions with TaleFin's unique data sets, real-time updates and comprehensive reporting.
Partnering with TaleFin will give your business the competitive edge, increasing your application conversion rates and lowering your arrears rates.
TaleFin has developed innovative products to redefine the way Australia treats credit risk.
Our collective goal is to bring fairness and transparency to the credit reporting system. To achieve this, we provide astute credit providers with more accurate insights, while educating consumers about behaviours that influence credit decisions.
Our technology challenges the approach of legacy credit reporting bureaus, which often take into account surface level information that unfairly discriminates against a borrower while ignoring relevant information.
TaleFin has developed innovative products to redefine the way Australia treats credit risk.
Our collective goal is to bring fairness and transparency to the credit reporting system. To achieve this, we provide astute credit providers with more accurate insights, while educating consumers about behaviours that influence credit decisions.
Our technology challenges the approach of legacy credit reporting bureaus, which often take into account surface level information that unfairly discriminates against a borrower while ignoring relevant information.
Do you think the legacy scores based on number of credit applications and postcodes are unfair?
TaleFin's SmartScore Pro is built apon first party financial behaviours to assess creditworthiness rather than the behaviours of others.
Our industry leading scoring model is redefining the landscape of credit assessment in Australia.
Traditional scores often hinge on limited datasets. SmartScore Pro transcends boundaries, amalgamating diverse data sources for a comprehensive view of consumer behaviour. More data means sharper accuracy.
Escape the constraints of traditional credit scores. SmartScore Pro dynamically blends historical and real-time data, painting a vivid picture of a consumer's financial journey. An active approach empowering decisions rooted in current realities.
Step into the future with TaleFin. SmartScore Pro isn't confined to the past like traditional scores; it anticipates future financial behaviours. Stay ahead of the curve with proactive decision-making.
TaleFin is all about inclusivity. Even if a consumer is new to TaleFin or to credit, SmartScore Pro provides valuable insights, ensuring inclusivity in your credit assessment process.
We focus on fairness and transparency. We provide equality to all applicants by building our model around financially productive behaviours and financially destructive behaviours, to determine creditworthiness.
Unlike traditional scoring methodology SmartScore Pro does not take multiple credit applications into consideration, to discriminate and calculate our scores.
Unlike traditional scoring methodology, SmartScore Pro will not use postcodes as a generic variable. Instead, we break down, in finer detail and look into specific factors to differentiate individuals and not discriminate large segments based on abroad variable.
TaleFin's SmartScore Pro offers a meticulous understanding of your consumers' financial behaviours. Harness the power of accuracy to make well-informed decisions.
Easily identify vices and destructive behavioural factors before they impact repayments. Our score empowers you to proactively mitigate risks fortifying your institution.
Say goodbye to unnecessary rejections. With real-time insights, SmartScore Pro enhances your ability to assess creditworthiness, leading to increased approval rates and a streamlined application process.
The ability to predict future behaviours gives you a strategic advantage. Anticipate market trends, consumer preferences, and potential risks, guiding your institution towards sustainable growth.
With an accurate representation of your consumers financial behaviours, you will be able to provide a fair credit assessment to potential customers.
By removing enquires thus not penalising consumers for “shopping around” for the best rate, we help reduce AFCA complaints.
Our methodology drastically reduces consumer complaints about unfair application assessment, as well as both time and money spent following up AFCA complaints
SmartScore Pro uses finer detail to differentiate individuals from their neighbours. We don’t rely on generic postcodes to clump consumers together.
Ready to elevate your credit assessment strategy?
Enquire about our SmartScore Pro.
Explore the future of credit scoring and unlock a new era of precision and foresight.
Get started with SmartScore Pro - Your pathway to smarter credit assessment.
Be part of the process. TaleFin is empowering consumers to take control of their financial wellness. Focusing on comprehensive reporting and transparency, you now have more say in your credit worthiness. Take charge of how you are represented.
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Fair credit reporting is all about open communication.
If you’ve got a question, or want to talk about how we can help, get in touch.
Don't be shy, come say hi.
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