TaleFin provides uniquely sophisticated market leading financial insights.
Using our products enables our clients to reduce consumer financial risk, create upsell opportunities and identify consumer retail preferences by making informed decisions.
Bid farewell to conventional scoring models and embrace the era of the SmartScore Pro. Tailored to provide unique insights, our industry leading scoring model is redefining the landscape of credit assessment in Australia.
Traditional scores often hinge on limited datasets. SmartScore Pro transcends boundaries, amalgamating diverse data sources for a comprehensive view of consumer behaviour. More data means sharper accuracy.
Escape the constraints of traditional credit scores. SmartScore Pro dynamically blends historical and real-time data, painting a vivid picture of a consumer's financial journey. An active approach empowering decisions rooted in current realities.
Step into the future with TaleFin. SmartScore Pro isn't confined to the past like traditional scores; it anticipates future financial behaviours. Stay ahead of the curve with proactive decision-making.
TaleFin is all about inclusivity. Even if a consumer is new to TaleFin or to credit, SmartScore Pro provides valuable insights, ensuring inclusivity in your credit assessment process.
We focus on fairness and transparency. We provide equality to all applicants by building our model around financially productive behaviours and financially destructive behaviours, to determine creditworthiness.
Unlike traditional scoring methodology SmartScore Pro does not take multiple credit applications into consideration, to discriminate and calculate our scores.
Unlike traditional scoring methodology, SmartScore Pro will not use postcodes as a generic variable. Instead, we break down, in finer detail and look into specific factors to differentiate individuals and not discriminate large segments based on abroad variable.
TaleFin's SmartScore Pro offers a meticulous understanding of your consumers' financial behaviours. Harness the power of accuracy to make well-informed decisions.
Easily identify vices and destructive behavioural factors before they impact repayments. Our score empowers you to proactively mitigate risks fortifying your institution.
Say goodbye to unnecessary rejections. With real-time insights, SmartScore Pro enhances your ability to assess creditworthiness, leading to increased approval rates and a streamlined application process.
The ability to predict future behaviours gives you a strategic advantage. Anticipate market trends, consumer preferences, and potential risks, guiding your institution towards sustainable growth.
With an accurate representation of your consumers financial behaviours, you will be able to provide a fair credit assessment to potential customers.
By removing enquires thus not penalising consumers for “shopping around” for the best rate, we help reduce AFCA complaints.
Our methodology drastically reduces consumer complaints about unfair application assessment, as well as both time and money spent following up AFCA complaints
SmartScore Pro uses finer detail to differentiate individuals from their neighbours. We don’t rely on generic postcodes to clump consumers together.
Ready to elevate your credit assessment strategy?
Enquire about our SmartScore Pro.
Explore the future of credit scoring and unlock a new era of precision and foresight.
Get started with SmartScore Pro - Your pathway to smarter credit assessment.
Using secure access to customer consented financial data and our powerful metrics, you can uncover valuable decision insights like never before.
We provide the tools to obtain customer consented transactional data. Simply integrate our API into your application process and be connected with over 95% of financial institutions.
Financial Insights across income, expenditures, loans, credit cards, risk categories, crypto currency, and much more. Bespoke decision metrics are also available for all of our clients, enquire today about a custom solution for you.
We partner with you to make it easy to implement and maximise the potential of your investment. We help optimise customer journeys and develop custom metrics specific to your individual needs. We're here to make sure everything goes smoothly.
99.99% up-time with Financial Insight reports delivered in as little as 15 seconds. Over 170+ bank connections with even more coming! This ensures that on average 99% of all Australian Bank Accounts are retrievable.
Our financial insights are delivered while the customer is still progressing through the application journey. Real-time dynamic decisioning. Reducing application time to help increase conversion rate and retain revenue.
Financial Insights across income, expenditures, loans, credit cards, risk categories, crypto currency, and much more. Bespoke decision metrics are also available for all of our clients, enquire today about a custom solution for you.
We partner with you to make it easy to implement and maximise the potential of your investment. We help optimise customer journeys and develop custom metrics specific to your individual needs. We're here to make sure everything goes smoothly.
99.99% up-time with Financial Insight reports delivered in as little as 15 seconds. Over 170+ bank connections with even more coming! This ensures that on average 99% of all Australian Bank Accounts are retrievable.
Our financial insights are delivered while the customer is still progressing through the application journey. Real-time dynamic decisioning. Reducing application time to help increase conversion rate and retain revenue.
We're able to provide bespoke metrics and personalised analysis templates. This means we can produce financial insights that offer risk assessment options tailored to your specific business, lending policies, or assessor requirements.
Including BNPL metrics, wage-only metrics, risk behaviours, trend charts, enhanced dishonour matching just to name a few, with new metrics being added all the time.
Get all the tools you need to optimise customer experiences and transform financial insights. We can combine financial data from multiple accounts to get a complete view of your customer's finances. Identify all income sources, examine expenses and discover liabilities and risks with fast access to critical financial data.
We're able to provide bespoke metrics and personalised analysis templates. This means we can produce financial insights that offer risk assessment options tailored to your specific business, lending policies, or assessor requirements.
Including BNPL metrics, wage-only metrics, risk behaviours, trend charts, enhanced dishonour matching just to name a few, with new metrics being added all the time.
Get all the tools you need to optimise customer experiences and transform financial insights. We can combine financial data from multiple accounts to get a complete view of your customer's finances. Identify all income sources, examine expenses and discover liabilities and risks with fast access to critical financial data.
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